Agreement to Terms
By accessing the website www.buildsystematicwealth.com ("the Website") and purchasing or downloading any products ("the Products"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, do not use the Website or purchase any Products.
Products and Delivery
The Products consist of digital educational materials delivered as PDF files, including "The Systematic Wealth Builder's Handbook" and the free "7 Principles of Systematic Wealth Building" guide. Upon successful purchase, you will receive immediate access to download the Product via the email address provided at checkout. The Product is delivered digitally — no physical goods will be shipped.
Pricing and Payment
All prices are listed in the currency displayed at checkout and include applicable taxes where required. Payment is processed securely by Lemon Squeezy, our third-party payment processor. We do not store your credit card or payment information. By making a purchase, you also agree to Lemon Squeezy's terms of service.
Refund Policy
We offer a full refund within 30 days of purchase, no questions asked. If the handbook does not meet your expectations, simply reply to your download email or contact us, and we will process your refund in full. Refunds are issued to the original payment method and may take 5–10 business days to appear on your statement.
Intellectual Property
All content in the Products, including text, graphics, layouts, worksheets, and design elements, is the intellectual property of the author and is protected by copyright law. Upon purchase, you receive a personal, non-transferable, non-exclusive licence to use the Product for your own private, educational purposes.
You may not:
- Redistribute, resell, share, or give away the Product in any form
- Upload the Product to any file-sharing platform, website, or public repository
- Reproduce or modify the Product for commercial purposes
- Claim authorship of the Product or any part thereof
- Use the Product to create a competing product or service
You may print the Product for personal use and reference it for your own investment decisions.
Free Guide
The free 16-page guide is provided in exchange for your email address. By downloading the free guide, you consent to receiving occasional emails about investing education and related products. You may unsubscribe at any time using the link in any email. The free guide is subject to the same intellectual property restrictions as the paid Product.
Not Financial Advice
The Products are educational materials only. They do not constitute financial, investment, tax, or legal advice. Please refer to our Disclaimer for full details. You are solely responsible for any investment decisions you make.
Updates and Lifetime Access
Purchasers of the handbook receive all future updates to the Product at no additional cost. Updates will be delivered to the email address used at purchase. "Lifetime access" refers to the lifetime of the Product — we reserve the right to discontinue the Product at any time, though all existing purchases will retain access to the version they received.
Account and Access
You are responsible for maintaining the security of your download links and files. We are not responsible for unauthorised access to your account or downloads resulting from your failure to protect your credentials.
Limitation of Liability
To the maximum extent permitted by law, the author and publisher shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment returns, arising from your use of the Products or Website. Our total liability for any claim related to the Products shall not exceed the amount you paid for the Product.
Indemnification
You agree to indemnify and hold harmless the author, publisher, and their affiliates from any claims, damages, losses, or expenses arising from your use of the Products, your breach of these Terms, or your violation of any third party's rights.
Governing Law
These Terms are governed by and construed in accordance with the laws of the European Union and the applicable laws of the jurisdiction in which the author resides. Any disputes arising under these Terms shall be resolved in the competent courts of that jurisdiction.
Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the Website or Products after changes are posted constitutes your acceptance of the revised Terms.
Contact
For questions about these Terms, refund requests, or any other enquiries, please contact us via the email address provided with your purchase or through the Website.